Florida, unlike many states, operates under a no-fault system for car accidents. Under this system, each driver's own insurance covers their injuries up to the policy limit, regardless of who caused the accident, thanks to mandatory Personal Injury Protection (PIP) insurance.
However, the question of fault can become relevant for severe injuries and vehicle damages. Florida's "pure comparative negligence" law means that even if you share some blame for the accident, you can still recover damages. The catch? These will be reduced by your percentage of fault. For example, if you are found to be 30% at fault, you can recover 70% of your damages.
This is a colloquial term for a broadside collision, where one vehicle strikes the side of another, forming a "T" shape. These accidents often happen at intersections and can cause severe injuries due to the limited crumple zones on the sides of vehicles
Of course, actual fault determination can be more complex, considering various factors such as speed, visibility, road conditions, and other contributing factors.
In the aftermath of an accident, gather as much evidence as possible – photographs of the scene, witness contact information, police reports, etc. Such evidence can be invaluable when dealing with insurance companies or pursuing a lawsuit. Moreover, consulting with a car accident lawyer who specializes in Florida traffic law can provide more specific advice based on your situation. Contact us today for help with your claim.
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