Florida, unlike many states, operates under a no-fault system for car accidents. Under this system, each driver's own insurance covers their injuries up to the policy limit, regardless of who caused the accident, thanks to mandatory Personal Injury Protection (PIP) insurance.

Who’s At Fault in a T-Bone Accident?

However, the question of fault can become relevant for severe injuries and vehicle damages. Florida's "pure comparative negligence" law means that even if you share some blame for the accident, you can still recover damages. The catch? These will be reduced by your percentage of fault. For example, if you are found to be 30% at fault, you can recover 70% of your damages.

What is a T-Bone Accident

This is a colloquial term for a broadside collision, where one vehicle strikes the side of another, forming a "T" shape. These accidents often happen at intersections and can cause severe injuries due to the limited crumple zones on the sides of vehicles

So, in a T-bone accident, who is typically considered at fault?

• The Red Light or Stop Sign Runner: If a driver runs a red light or stop sign and strikes another vehicle that had the right of way, they are typically deemed at fault.
• The Unsafe Lane Changer: If a driver strikes another vehicle while making an unsafe or unlawful lane change, the driver making the change is typically at fault.
• The Left-Turner: Florida law typically places the burden on the vehicle making a left turn to yield to oncoming traffic. If both vehicles enter an intersection from opposite directions and one turns left in front of the other, the turning vehicle is generally at fault.

Of course, actual fault determination can be more complex, considering various factors such as speed, visibility, road conditions, and other contributing factors.

Contact Heintz Law Firm

In the aftermath of an accident, gather as much evidence as possible – photographs of the scene, witness contact information, police reports, etc. Such evidence can be invaluable when dealing with insurance companies or pursuing a lawsuit. Moreover, consulting with a car accident lawyer who specializes in Florida traffic law can provide more specific advice based on your situation. Contact us today for help with your claim.